For many, the lure of property extends beyond their own home, property being regarded by an increasing number of people as an alternative to their pensions. However, it is prudent to include property only as part of a well balanced investment strategy. |
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Mortgages have become increasingly complex in recent years as the market has become more competitive. Borrowers now need to consider at least two things: the type of loan they want and how they are going to repay it. Here are the main options. Read More... |
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The buy-to-let boom is expected to continue this year as more people pin their hopes on rising house prices making up for inadequate pension savings. |
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Moving home might be stressful, time consuming and expensive but there are ways you can cut the cost and the time it takes - and reduce stress levels into the bargain. |
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A derelict church or a new timber chalet might sound attractive to an adventurous homeowner but mortgage lenders have traditionally steered away from unconventional properties. |
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Relentless house price inflation means that fewer than one in five properties now escape the £125,000 stamp duty threshold. |
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![]() A significant numbers of buyers with more than a million pounds to spend are sending house prices soaring at their fastest rate for two years, particularly in the most desirable parts of London. |
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The chancellor’s move to exempt new “zero-carbon” homes from stamp duty may have struck a chord among green campaigners but it has done relatively little to help homebuyers. Currently there are fewer than 200 of these properties in the country. |
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In the current climate of uncertainty about the UK base rate, it could work to some peoples advantage to take out a home loan that is part-fixed, part-discount, part-tracker. |
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More people than ever before are being hit by a combination of expensive property taxes, according to a recent report. |
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If you’ve remortgaged recently and not increased your life cover by the amount of any additional mortgage advance, you could run the risk of leaving your family in dire financial straits if you died prematurely. |
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Just a few months into their dry run, the first home information packs have been completed and are already being used by house sellers to attract buyers. |
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The valuation is a 15-minute process at the heart of selling and buying a house. In a transaction you get two valuations: one is informal, from the estate agent, and this is the recommended sale price; the other is on the home you buy, usually made by a qualified surveyor acting for your mortgage firm. |
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At the heart of Gordon Browns 10th Pre-Budget Report was high spending on education and increased “green” taxes. He announced that he would be squeezing an extra £2 billion in tax out of the economy this year to finance his higher spending. |
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![]() House prices scored their first double-digit gains for almost two years in December 2006, according to a recent survey from the Nationwide building society. |
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In the post-Christmas period, a heap of figures can be hard to digest. But the buoyant mood of the property market in 2006 means that the appetite for house-price statistics is keener than usual. So let’s list a few key numbers and some forecasts for the New Year. |
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Holiday-home ownership is becoming more common in the UK. Figures published by the Halifax show that about 3.5 million British people now own a holiday home. About one third are in the UK, with 16 per cent in Spain, but France is becoming increasingly popular. |
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A current demand in the market for rented properties will fuel the buy-to-let market for a decade, the third largest buy-to-let lender said recently. |
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More people than ever before are being hit by a combination of expensive property taxes, according to a recent report. Research by Halifax revealed that inheritance tax and the higher rates of stamp duty on homes contributed a record £6.7bn to the Treasury in the last financial year. |
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